, Professionally Deployed.

Capital. Structure. Contribution.
The Contribution represents diaspora capital deployed into short-tenor, asset-backed trade finance opportunities in Nigeria — professionally structured, currency-aware, and designed for disciplined execution.

Deploying capital into real economic activity, not speculation.

Our Mission

At The Contribution, we are committed to professionally deploying diaspora capital into short-term, asset-backed trade finance opportunities in Nigeria. Our mission is to foster economic growth by providing structured, transparent, and responsible financial solutions that support Nigerian businesses and preserve capital.

Bridging the Gap: Diaspora Capital Meets Nigerian Business Needs

We address the critical disconnect where substantial diaspora capital remains underutilized while Nigerian businesses struggle with high borrowing costs and limited access to USD-linked working capital. Our structured approach ensures efficient deployment and currency protection.
  • Untapped Diaspora Capital: Significant funds remain outside the formal Nigerian economy.
  • High Borrowing Costs: Local businesses face exorbitant interest rates.
  • Limited USD Access: Difficulty securing USD-linked working capital hinders growth.

Our Approach: Structured Trade Finance with Currency Discipline

The Contribution deploys diaspora capital into trade finance transactions that are short-tenor, asset-backed, and hard-currency denominated. We balance commercial returns with operational realism, ensuring disciplined deployment and transparent execution for our investors.
Average tenor of our transactions, ensuring quick capital turnaround and reduced exposure.
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Of our transactions are asset-backed, providing security and mitigating risk for our investors.
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Trade-Linked Use Cases for Diaspora Capital Deployment

Our deployments focus on trade finance transactions that are short-tenor, asset-backed, and hard-currency denominated. We prioritize capital preservation and real economic activity, ensuring that diaspora capital is deployed responsibly and efficiently into the Nigerian market.


Import and Inventory Financing
Facilitating the import of essential goods and maintaining optimal inventory levels for businesses, ensuring smooth operations and meeting consumer demand effectively.
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A complex supply chain diagram with arrows indicating the flow of goods and funds, highlighting the role of supply chain and trade finance.
Supply-Chain and Trade Finance
Optimizing supply chain efficiency and trade flows by providing the necessary financial support to suppliers and buyers, fostering seamless transactions.
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An image of goods being loaded onto a cargo plane, with currency symbols representing export earnings, illustrating export-linked working capital.
Export-Linked Working Capital
Providing working capital to exporters, enabling them to fulfill international orders, expand their market reach, and contribute to Nigeria's export growth.
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Navigating Nigeria's Volatile Currency Environment with Precision.

At The Contribution, we understand the complexities of Nigeria’s currency environment. Our approach is designed to mitigate risks through strategic structuring and proactive measures, ensuring capital preservation and stable returns for our investors.
  • Hard-Currency Units: We utilize USD-linked trade flows to maintain value.
  • Short Duration: Reducing exposure with transaction tenors of 3-6 months.
  • Clear Repayment Mechanics: Ensuring predictable and transparent capital returns.

Our Role: Intermediary, Structuring Transactions for Diaspora Capital in Nigeria

The Contribution operates as a fee-based intermediary, focusing on structuring transactions, managing deployment and monitoring, and providing transparent reporting and reconciliation. We do not operate as a bank, take retail deposits, or assume speculative balance-sheet risk. Our incentives are aligned through transparent, disclosed fees.
  • Structuring Transactions: We design and structure trade finance transactions tailored to the Nigerian market.
  • Managing Deployment: We oversee the deployment of capital, ensuring efficient and responsible use.
  • Transparent Reporting: We provide clear and consistent reporting on transaction performance.

The Contribution Collective

The capital represented by The Contribution forms part of a broader collective of diaspora stakeholders committed to disciplined deployment, transparency, and long-term economic participation.

This is not extraction. It is not charity. It is structured contribution.