Terms and Conditions

Welcome to The Contribution. These terms and conditions outline the rules and regulations for the use of The Contribution’s website and services. By accessing this website and using our services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website or our services.

1. Definitions

In these terms and conditions:

“The Contribution”, “we”, “us”, or “our” refers to The Contribution, a financial services company.
“User”, “you”, or “your” refers to any individual or entity using our website or services.
“Services” refers to the financial services provided by The Contribution, including diaspora capital deployment into trade finance opportunities.
“Website” refers to The Contribution’s website, accessible at [insert website address here].

2. Use of Website

This website is intended to provide information about The Contribution and its services. You may use this website for lawful purposes only. You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

3. Services

The Contribution provides a platform for deploying diaspora capital into short-tenor, asset-backed trade finance opportunities in Nigeria. Our services include:

Structuring trade finance transactions.
Managing deployment and monitoring of capital.
Providing reporting and reconciliation services.

We operate as a fee-based intermediary and do not operate as a bank, take retail deposits, or assume speculative balance-sheet risk.

4. Intellectual Property

Unless otherwise stated, The Contribution owns the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.

You must not:

Republish material from this website (including republication on another website).
Sell, rent, or sub-license material from the website.
Show any material from the website in public.
Reproduce, duplicate, copy, or otherwise exploit material on this website for a commercial purpose.
Edit or otherwise modify any material on the website.

5. Limitation of Liability

The Contribution will not be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

To the extent that the website is provided free-of-charge, for any direct loss.
For any indirect, special, or consequential loss.
For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if The Contribution has been expressly advised of the potential loss.

6. No Warranties

This website is provided “as is” without any representations or warranties, express or implied. The Contribution makes no representations or warranties in relation to this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, The Contribution does not warrant that:

This website will be constantly available, or available at all.
The information on this website is complete, true, accurate, or non-misleading.

7. Indemnity

You hereby indemnify The Contribution and undertake to keep The Contribution indemnified against any losses, damages, costs, liabilities, and expenses (including without limitation legal expenses and any amounts paid by The Contribution to a third party in settlement of a claim or dispute on the advice of The Contribution’s legal advisors) incurred or suffered by The Contribution arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

8. Revisions

The Contribution may revise these terms and conditions from time to time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.

9. Assignment

The Contribution may transfer, sub-contract, or otherwise deal with The Contribution’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.

You may not transfer, sub-contract, or otherwise deal with your rights and/or obligations under these terms and conditions.

10. Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

11. Entire Agreement

These terms and conditions, together with The Contribution’s Privacy Policy, constitute the entire agreement between you and The Contribution in relation to your use of this website and our services, and supersede all previous agreements in respect of your use of this website.

12. Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of [Insert Jurisdiction Here], and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction Here].

13. Contact Information

If you have any questions about these terms and conditions, please contact us at [Insert Contact Email Address Here].